Pyxo

"Can we get the check?" — That's when the clock starts.

Eight to twelve minutes of waiting, splitting, and fumbling with a terminal — on every table, every night. Pyxo cuts that down to under two minutes, at half the fee.

The check hasn't changed in 30 years.

Every other part of the restaurant got smarter — reservations, inventory, kitchen flow. But the moment the meal ends, you're back in 1998. One waiter, one terminal, one awkward split between friends. Eight to twelve minutes of dead time on every table, every service. It's not a minor inconvenience. It's a structural failure — and it's been normalized.

  1. Ask for the check
  2. Wait for the waiter
  3. Review the bill
  4. Split manually
  5. Ask for the terminal
  6. Wait for the terminal
  7. Pay — one by one. Waiter present.

The Restaurant: Three beats. Zero friction.

  1. Any POS. No integration. No disruption.

    Pyxo's capture agent reads the bill from any POS — legacy or modern — without touching the system. Installed in under 24 hours. Nothing changes on the restaurant side.

  2. The math is done before anyone asks.

    A QR code on the table. An itemized bill on the phone. Split however the group wants — no app download, no account creation, no awkward moment.

  3. 1.5% instead of 3%. The margin doesn't leave the room.

    Payment flows through A2A rails or the terminal, by request. The diner pays in seconds. The restaurant keeps what the terminal used to take.

The Dinner: Four steps. From table to done.

  1. Scan

    Point the camera at the QR on the table. No app to download, no account to create.

  2. Table 12
    • Burrata $24
    • Salmon $38
    • Red wine $32
    • Dessert $14
    Total $108

    Check

    Your itemized bill appears instantly — every dish, every drink, exactly as ordered.

  3. ÷ 3
    $36 ea

    Split

    Divide the total however your group wants. The math is already done.

  4. Done!

    Pay

    A2A transfer or terminal, your call. Done in seconds.

No app. No account. No waiting.

Why now

2026 is the window

  1. The infrastructure just arrived.

    Bre-b made A2A payments interoperable across Colombia. For the first time, a diner can pay from any bank, to any merchant, instantly — no card required. The pipe exists. Pyxo puts it to work at the table.

  2. App fatigue is real. QR is already there.

    Consumers have stopped downloading apps for one-time experiences. The camera is already open. A QR on the table asks nothing of the diner — no friction, no commitment, no barrier to adoption.

  3. Post-pandemic margins don't absorb 3% anymore.

    Labor costs up. Covers down. The terminal fee that was tolerable in 2019 is a real line item today. Operators are looking for every point of margin they can recover — and Pyxo hands them 1.5 of them back.

The numbers

  1. $533M

    LatAm ARR potential

    Top-down, hyper-segmented. 400,000 table-service restaurants across the region.

  2. 400,000

    Target restaurants

    Fragmented, underserved, and most of them still paying 3% to a terminal.

  3. 1.5% vs 3%

    Pyxo vs. terminal fee

    Half the fee. More margin for the restaurant. And when the diner needs the terminal, Pyxo calls it for them.

  4. 5–10 min

    Recovered per table

    More turns per service. More revenue.

  5. $500K ARR

    Phase 1 target — 18 months

    375 restaurants in Bogotá's strategic clusters.

  6. 3.8 months

    CAC payback

    Bessemer Series A benchmark: under 12 months.

Three reasons Pyxo exists. Pick yours.

  1. I'm an investor

    The return is exponential.

    The competitive advantage is structural. Every restaurant that joins Pyxo generates two revenue streams and one data asset no competitor can replicate, and every new market Pyxo acquires gets cheaper than the last. This is an investment on infrastructure.

    I want in
  2. I run a restaurant or food group

    More to you. Zero risk.

    No POS migration. No new hardware. No retraining your staff. Pyxo overlays your existing operation in under 24 hours and immediately starts returning margin, plus faster table turns during peak service.

    Get early access
  3. I want to build Pyxo

    Infrastructure-grade fintech. Ground floor.

    This isn't just an app — it's a payment layer being built from scratch for 400,000 restaurants across Latin America. The kind of challenge worth a few years of your career.

    Let's talk

Let's talk.

Whether you're looking to invest, reduce your operating costs, or build something that matters — this is where it starts.

Pyxo is in pre-seed. The sandbox opens in Bogotá in August 2026. If you're reading this, you're early — and early is exactly where we want you.